No one wants to have an accident or damage to their car but unfortunately these things happen, sometimes when we are not even in the car!
After an accident or incident you must complete an accident claim form which must be signed by both parties. If your vehicle is not badly damaged you may drive it to your chosen garage but if the damage is bad or you are unsure it is always wise to put the car on a Grua and send it to your garage.
Once the insurance company have received the accident report they will arrange for a Perito (Assessor) to visit the garage and inspect your car. The garage will liaise with the assessor and where required obtain prices for parts required to pass on to the assessor for him to prepare a report for the insurance company.
Once the authorisation is received, the work can begin….. but if parts are required they are not always readily available here as we are on an island and also many suppliers do not carry a large amount of stock (quite understandable in the current economic climate). Once the garage has the parts the work will be started and you will normally be advised of an estimated time scale for completion. You will be required to sign a satisfaction document and pay your excess where applicable.
An important thing to remember is that if your accident had enough force it may have activated the pre-tensioners in the seat belts. The pre-tensioners are like small bombs that deploy to remove all the slack form the best once they have been deployed they are useless and must be changed. If they do deploy then the airbag light will be on. Also should you have a child in the car at the time of an accident the child’s car seat that was being used should also be replaced. Whilst the latter may not show visible signs of damage they could be a minor fracture in the plastic which could prove fatal in another accident.
Another thing to remember is that if your car is fitted with ISOFIX anchor points it is much safter to invest in an ISOFIX seat as the anchors are attached directly to the chassis which means it is much safer and stronger and there is little or no movement.
For any further information please contact me firstname.lastname@example.org or call 922783828 or 629048529.